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Menu Planning: The Key to Food Savings
By Ellen Ferlazzo


Homeowner Loans
Another bill has just landed through the letterbox and your still haven`t paid the monthly direct debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments to make. It`s the same story each and every month where you struggle to keep on top of your regular payments. Having taken out dribs and drabs of loads over the last few years you now have to pay a number of companies back. What if you could amalgamate all of your loans into one fixed monthly payment? Suppose you could reduce the amount that you pay each month by spreading the payments over a longer period of time. Look into the various Homeowner Loansthat are available at the moment and you could end up paying less in repayments each and every month. Price comparison sites are the places to look if you want one of the Homeowner Loans. They`ll scour the marketplace searching for Homeowner Loansthat will suit your individual needs. Combine all of your debts into one slightly larger loan amount and you should have more money each month that can be put away for a rainy day.

Article02.html
Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! Greer & Taylor LLP a respected and trusted accountancy service provider has just launched a new website The Taxation People which can be found at www.thetaxationpeople.com the new online tax refund service is dedicated to getting the maximum legal tax refunds for indviduals whatever the circumstances on a `No Win No Fee` basis The Taxation People offer a online service, with a simple and easy to follow process that will guide you along the way as you get the refund you are entitled to. In the `my account` section of their site you can track the progress of your refund application and ask questions using a secure service. I would urge you to check out www.thetaxationpeople.com, where you can enlist the help of the The Taxation People who will get you the Tax Refund you are entitled to. Greer & Taylor LLP will be following up the success of their Tax Refund service The Taxation People by launching a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.


Menu Ideas

Sometimes the hardest thing about eating at home every night is deciding what to cook for dinner! Here are some sample menus to stir your imagination. You might make your own list of favorite combinations so when you`re brain-dead but need to plan anyway, you can choose menus you know your family liked. When I started out, I found it very helpful to plan my week`s worth of meals and make the grocery list from that. I learned to reserve one night for experiments or leftovers or just emergency "pantry" dinners when you`re in a hurry. I still find my busy weeks go much smoother when I have a list of meals I`m going to make, but I don`t assign a day to any of them. I just make a list and choose something from the list depending on what kind of day it`s been. (Or choose the night before if something needs defrosting.)

There are many different ways to plan your menus, but my view is that any way is preferable to no way. For one thing, if you write down what you`re eating you tend to skip the fast food junk on the way home because you`ve already planned a meal. You`re saving money and your health at the same time! Also, if you write your plan down, you can see that you`re not eating chicken five nights a week.

Rotating Menus

Some people like to write up two weeks` worth of menus and then repeat them, leaving a spot or two for new recipes to try or leftovers. Other people write a month`s worth. Some people like to have seasonally oriented ones, so they might have rotating two-week menus for each of the seasons, with more stews and soups in the winter and barbecue and salads in the summer.

I like to write down a week`s worth of menus because I tend to go shopping once a week. You might have dietary goals, like eating fish more often or having a vegetarian dish one night a week. Making a plan for the week makes it easier to fit those changes into your life.

Simple Lists

My preferred style right now depends on what kind of a week it is going to be! When I know the week is going to be busy, I tend to plan each dinner around the loss leaders at the grocery store, go shopping after making the menu choices, and then follow the plan. When I am having a slower week, I want to try new recipes so I spend some time perusing the cookbooks and picking out something new, then making a quick list of other tried-and-true favorites without assigning a specific day to anything. I can also switch plans at the last minute, making Fried Rice with the leftover beef or chicken rather than the sandwiches I had planned because the day turned chilly, for example.

A Category a Day

To keep yourself from getting bored with eating "chicken every night" (or whatever your fallback entree is), try setting up a plan for variety, such as:

* Fish

* Pasta or rice based

* Poultry

* Vegetarian

* Red meat

* Beans

* Eggs or cheese

Having a template to fill in forces you to be a bit creative and keeps your menus from being boring. Look at the weekly specials at the grocery store and plan accordingly. Seek out some new recipes to keep the creative juices flowing.

Daily or Thereabouts

This has never been my style, but I do know people that shop and cook this way. Some enjoy shopping and have the time to go every day and buy that night`s dinner. Others might plan a day or two in advance but no farther. If you like to shop and live where it`s convenient to buy fresh foods more often, this can work.

Healthy Tip

A recent article I read suggested thinking of fruits and vegetables as being in four color groups: yellow/orange, green, blue/purple, and red. Your goal for healthy eating should be to eat from a mixture of the color groups throughout the week. Keep this in mind as you plan your menus and experiment with some new vegetables!

For more information about this article and/or the author visit http://www.CheapCooking.com

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